108 Most Inspiring and Life-Changing Quotes about Money and Wealth

108 Most Inspiring and Life-Changing Quotes about Money and Wealth

Photo by Karolina Grabowska

Someone has rightly said that money isn’t everything. Money can buy so many things but there are also some priceless things that money can’t buy.

While making money and collecting the things that money can buy, make sure that you haven’t lost those priceless things.

Yeah, it’s true money can’t buy everything. It can’t buy you happiness.

But it greatly impacts many things related to our lives, careers, and businesses.

Without money, you can’t take care of yourself in a better way and it could be difficult for you to meet your basic necessities.

So, you need to maintain a balance.

While you have to make money to survive in this capitalist world, you must not become consumed by it.

Check out below for some money and wealth quotes related to financial freedom, personal finance, saving, and investing that will keep you inspired, motivated, and encouraged.


Most Inspiring and Life-changing Quotes about Money and Wealth


#1. “Every day is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.”

— Christopher Rice

#2. “What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.”

— Julia Cameron

#3. “Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one.”

— Benjamin Franklin

#4. “Too many people spend money they earned… to buy things they don’t want… to impress people that they don’t like.”

— Will Rogers

#5. “Many people earn money at the cost of health and fitness, and at later stage of life, spend all that money on health issues.”

— Invajy

#6. “It is not the man who has too little, but the man who craves more, that is poor.”


#7. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

— Dave Ramsey

#8. “Empty pockets never held anyone back. Only empty heads and empty hearts can do that.”

— Norman Vincent Peale

#9. “He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all.”

— Eleanor Roosevelt

#10. “It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.”

— George Lorimer

#11. “Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.”

— J. Paul Getty

#12. “Try to save something while your salary is small; it’s impossible to save after you begin to earn more.”

— Jack Benny

#13. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.”

— Maya Angelou

#14. “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.”

— Franklin D. Roosevelt

#15. “If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.”

— Henry Ford

#16. “The stock market is filled with individuals who know the price of everything, but the value of nothing.”

— Phillip Fisher

#17. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

— Robert Kiyosaki

#18. “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it.”

— Kim Garst

#19. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”

— T.T. Munger

#20. “Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give.”

— William A. Ward

#21. “Not everything that can be counted counts, and not everything that counts can be counted.”

— Albert Einstein

#22. “We make a living by what we get, but we make a life by what we give.”

— Winston Churchill

#23. “I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes.”

— George Soros

#24. “I’d like to live as a poor man with lots of money.”

— Pablo Picasso

#25. “Wealth is like sea water; the more we drink, the thirstier we become; and the same is true of fame.”

— Arthur Schopenhauer

#26. “If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.”

— Edmund Burke

#27. “No wealth can ever make a bad man at peace with himself.”

— Plato

#28. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

— Ayn Rand

#29. “A nation that continues year after year to spend more money on military defense than on programs of social uplift is approaching spiritual doom.”

— Martin Luther King, Jr.

#30. “A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain.”

— Robert Frost

#31. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”

— Johann Wolfgang von Goethe

#32. “Money is a strange business. People who haven’t got it, aim for it strongly. People who have are full of troubles.”

— Ayrton Senna

#33. “Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none.”

— Richard M. DeVos

#34. “If you want to feel rich, just count the things you have that money can’t buy.”

— Proverb

#35. “Many folks think they aren’t good at earning money when what they don’t know is how to use it.”

— Frank A. Clark

#36. “I learned that lack of money erodes self-respect, and a noble dignity arises by earning a living.”

— John Soforic

#37. “The accumulation of money is the fruition of a strong purpose that endures despite the obstacles.”

— John Soforic

#38. “Never complain about your troubles; they are responsible for more than half of your income.”

— Robert R. Updegraff

#39. “Trade money for time, not time for money. You’re going to run out of time first.”

— Naval Ravikant

#40. “The money you make is a symbol of the value you create.”

— Idowu Koyenikan

#41. Rich people believe “I create my life”. Poor people believe “Life happens to me.”

— T. Harv Eker

#42. “Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life.”

— Michael Leboeuf

#43. “To get rich, you have to be making money while you’re asleep.”

— David Bailey

#44. “Stop buying things you don’t need, to impress people you don’t even like.”

— Suze Orman

#45. “I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages.”

— Robert Bosch

#46. “Money moves from those who do not manage it to those who do.”

— Dave Ramsey

#47. “Many folks think they aren’t good at earning money when what they don’t know is how to use it.”

— Frank A. Clark

#48. “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.”

— Zig Ziglar

#49. “My favorite things in life don’t cost any money. It’s really clear that the most precious resource we all have is time.”

— Steve Jobs

#50. “There is a gigantic difference between earning a great deal of money and being rich.”

— Marlene Dietrich

#51. “Wealth is not about having a lot of money; it’s about having a lot of options.”

— Chris Rock

#52. “There is nothing wrong with [people] possessing riches. The wrong comes from riches possessing [people].”

— Billy Graham

#53. “Money is power, freedom, a cushion, the root of all evil, the sum of blessings.”

— Carl Sandburg

#54. “The highest use of capital is not to make more money, but to make money do more for the betterment of life.”

— Henry Ford

#55. “Spend your money on the things money can buy. Spend your time on the things money can’t buy.”

— Haruki Murakami

#56. “The ultimate purpose of money is so that you do not have to be in a specific place at a specific time doing anything you don’t want to do.”

— Naval Ravikant

#57. “Money is numbers and numbers never end. If it takes money to be happy, your search for happiness will never end.”

— Bob Marley

#58. “You have reached the pinnacle of success as soon as you become uninterested in money, compliments, or publicity.”

— Thomas Wolfe

#59. “The rich invest their money and spend what is left; the poor spend their money and invest what is left.”

— Jim Rohn

#60. “The best way to become a billionaire is to help a billion people.”

— Peter Diamandis

#61. “The only difference between a rich person and a poor person is how they use their time.”

— Robert Kiyosaki

#62. “If you want to know what a man is really like, take notice of how he acts when he loses money.”

— Simone Weil

#63. “Money is like fire. It is only good when there’s just the right amount of it, when it’s properly contained and under your control.”

— Vera Nazarian

#64. “The rich cannot accumulate wealth without the co-operation of the poor in society.”

— Mahatma Gandhi

#65. “If you can get paid for doing what you love, every paycheck is a bonus.

— Oprah Winfrey

#66. “Money won’t create success, the freedom to make it will.”

— Nelson Mandela

#67. “We have always believed that it’s possible to make money without being evil.”

— Larry Page

#68. “All the money you made will never buy back your soul.”

— Bob Dylan

#69. “Someone’s sitting in the shade today because someone planted a tree a long time ago.”

— Warren Buffett

#70. “The Seven Social Sins are:

  • Wealth without work.
  • Pleasure without conscience.
  • Knowledge without character.
  • Commerce without morality.
  • Science without humanity.
  • Worship without sacrifice.
  • Politics without principle.”

— Frederick Lewis Donaldson

#71. “Top 15 Things Money Can’t Buy

Time. Happiness. Inner Peace. Integrity. Love. Character. Manners. Health. Respect. Morals. Trust. Patience. Class. Common sense. Dignity.”

― Roy T. Bennett

#72. “As much money and life as you could want! The two things most human beings would choose above all – the trouble is, humans do have a knack of choosing precisely those things that are worst for them.”

― J.K. Rowling

#73. “It does not matter how long you are spending on the earth, how much money you have gathered or how much attention you have received. It is the amount of positive vibration you have radiated in life that matters,”

― Amit Ray

#74. “It doesn’t matter about money; having it, not having it. Or having clothes, or not having them. You’re still left alone with yourself in the end.”

— Billy Idol

#75. “Money is like love; it kills slowly and painfully the one who withholds it, and enlivens the other who turns it on his fellow man.”

— Kahlil Gibran

#76. “It is a kind of spiritual snobbery that makes people think they can be happy without money.”

— Albert Camus

#77. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”

— Tim Ferriss

#78. “They deem me mad because I will not sell my days for gold; and I deem them mad because they think my days have a price.”

— Kahlil Gibran

#79. “The real measure of your wealth is how much you’d be worth if you lost all your money.”

— Unknown

#80. “To acquire money requires valor, to keep money requires prudence, and to spend money well is an art.”

— Berthold Auerbach

#81. “Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus.”

— Françoise Sagan

#82. “I pity that man who wants a coat so cheap that the man or woman who produces the cloth shall starve in the process.”

— Benjamin Harrison

#83. “There is only one boss. The customer. And he can fire everybody in the company from the chairman on down, simply by spending his money somewhere else.”

— Sam Walton

#84. “Success is not the result of making money; earning money is the result of success – and success is in direct proportion to our service.”

— Earl Nightingale

#85. “The fools in life want things fast and easy — money, success, attention.”

— Robert Greene

#86. “Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money.”

— Ray Dalio

#87. “Within certain limits, it is actually true that the less money you have, the less you worry.”

— George Orwell

#88. “Be careful to leave your sons well instructed rather than rich, for the hopes of the instructed are better than the wealth of the ignorant.”

— Epictetus

#89. “Real wealth is not about money. Real wealth is: not having to go to meetings, not having to spend time with jerks, not being locked into status games, not feeling like you have to say “yes”, and not worrying about others claiming your time and energy. Real wealth is about freedom.”

— James Clear

#90. “So many people of wealth understand much more about making and saving money than about using and enjoying it. They fail to live because they are always preparing to live.”

— Alan Watts

#91. “Successful people make money. It’s not that people who make money become successful, but that successful people attract money. They bring success to what they do.”

— Wayne Dyer

#92. “If you really think that the environment is less important than the economy, try holding your breath while you count your money.”

— Guy McPherson

#93. “The man who does more than he is paid for will soon be paid for more than he does.”

— Napoleon Hill

#94. “The man who damns money has obtained it dishonorably; the man who respects it has earned it.”

— Ayn Rand

#95. “Work like you don’t need the money. Dance like no one is watching. And love like you’ve never been hurt.”

— Mark Twain

#96. “If you would know the value of money, go and try to borrow some; for he that goes a borrowing, goes a sorrowing.”

— Benjamin Franklin

#97. “Tell me how you use your spare time, and how you spend your money, and I will tell you where and what you will be in ten years from now.”

— Napoleon Hill

#98. “Through positive, appreciative attitudes toward money, you can make money your servant, instead of becoming its slave. You should master money rather than be enslaved by it.”

— Catherine Ponder

#99. “You only have so many hours in a day, let others make the money for you!”

— Nick Haase

#100. “The longer you’re not taking action the more money you’re losing.”

— Carrie Wilkerson

#101. “Opportunity is missed by most people because it is dressed in overalls and looks like work.”

— Thomas Edison

#102. “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1.”

— Warren Buffett

#103. “For a successful entrepreneur, it can mean extreme wealth. But with extreme wealth comes extreme responsibility. And the responsibility for me is to invest in creating new businesses, create jobs, employ people, and put money aside to tackle issues where we can make a difference.”

— Richard Branson

#104. “Don’t think money does everything or you will end up doing everything for money.”

— Voltaire

#105. “You say, ‘If I had a little more, I should be very satisfied.’ You make a mistake. If you are not content with what you have, you would not be satisfied if it were doubled.”

— Charles Spurgeon

#106. “Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction.”

— Paul the Apostle

#107. “Innovation has nothing to do with how many R&D dollars you have. When Apple came up with the Mac, IBM was spending at least 100 times more on R&D. It’s not about money. It’s about the people you have, how you’re led, and how much you get it.”

— Steve Jobs

#108. The price of anything is the amount of life you exchange for it.

— Henry David Thoreau




I hope you liked these money quotes.

Money plays a very important role in all aspects of life. Nobody can deny the impact money has on our lives.

But never go for earning money at the cost of health and fitness. You have to have control over your money. If not, you are going to be under its control forever.

Which quotes in the above list did you like the most? Did I miss any of your favorite quotes about money and wealth that you would like to add to this list? Do let me know in the comments section below.






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